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How will your insurance be affected if you are convicted of DUI 39:4-50There are many cases in which your insurance provider may discontinue your insurance coverage or raise your rate substantially.  This can leave you in the market for new insurance coverage, and this can be an unfriendly place to be.  However, you are not deemed uninsurable as a result of a DUI, but you are more likely to receive a high rate as a result of your past DUI.  There are some insurance companies that even specialize in providing insurance to people with past DUI offenses, but again they will likely give you a very high rate. I would count on your rate at least doubling for the next three years.

You should contact a broker and compare prices.  Insurance companies have different risks they will tolerate, what that means is one insurance carrier may charge you more because they find that you are more likely to cost them money.  Insurance companies are in the business of making money.  They want to collect more money in premiums, from people like you, than they pay out on claims.  The higher they rate the risk that they will have to pay out on a claim that you are likely to cause or file, the more they will charge you.  Insurance companies are highly regulated but their rates vary by company.

The Immigration Consequences of Driving Without A License and Being Convicted With A DUI

Free Resources for you

If you are charged with a DUI you need to know your options before going to court.  On this page you will see an offer for my books, click the link, put your name and contact information and we will give you these books free:

  1. Arrested for Drunk Driving?  Learn how to Beat the Odds – Here I discuss defense strategies, and common mistakes I see other attorneys make in defending these complicated cases.  I also list for your question you should ask any attorney that you interview for your defense.
  2. Why Pleading Guilty to Your New Jersey Traffic Ticket is NOT an Option – Here I discuss court process and violations, including DUI’s.  There lots of case examples here.
  3. An Immigrant’s Guide to Municipal Court.  This discusses specifically what you will encounter in  Municipal Court if you aren’t a U.S. citizen and how it can result in removal proceedings in Immigration Court.  I define important terms and guide you through the Municipal Court and Immigration Court process.

If you have DUI or Traffic offenses questions, we have answers.  You can,

  1. Call 888-695-6169 to speak to our knowledgeable staff;
  2. Fill out the contact us form on this page;
  3. Select the live chat feature to speak to someone right away.

We help DUI defendants, one court case at a time.

Take this free test to see your actual risk of being deported and what you can do to stop it.

Ice Deportation

Do you worry about being Deported?

Realice esta prueba gratuita para ver su riesgo real de ser deportado y lo que puede hacer para detenerlo.

¿Te preocupa la deportación?